Credit Cards

Despite having good credit history from Malaysia, getting a credit card can be a pain.

I got one when I first arrived from the banker I bank with regularly i.e. where my salary is deposited. All I got was a limit of $1,000; lower than when I first obtained my first credit card nearly 20 yrs ago.

Well few months later after making regular payments I applied for an increase and got a rejection letter.

To this Big 4 bank, you'll be receiving a termination in due time as I've managed to get two new cards from other institutions with credit limits that are more than 4 x my existing limit.

So much for loyalty. You can spend millions in your campaign but without looking into details, you lose a customer like me.

It reminds me of a similar rejection by Malaysia's largest bank about 10 yrs ago. Till now they've not got my credit card despite attempts in sending my preapproved cards without any application.

Good bye!